Effective Date: January 2025

Welcome to stablethought.com ("the Website"). By accessing or using our Website, you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you should not use our Website.

1. Acceptance of Terms

By using the Website, you confirm that you are at least 18 years of age or the legal age of majority in your jurisdiction. If you are using the Website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Services Provided

stablethought.com provides consulting services, educational resources, and related content ("Services"). Specific terms for the use of paid services may be outlined in additional agreements, which are incorporated by reference into these Terms.

3. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates applicable local, national, or international laws or regulations.

• Attempt to gain unauthorized access to the Website, its servers, or any data.

• Engage in activities that could harm, disable, overburden, or impair the Website.

• Use automated systems (e.g., bots) to access the Website.

4. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, and software, is the property of stablethought.com or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written consent.

5. Payment and Fees

If you purchase services through the Website, you agree to provide accurate payment information. All payments are subject to the refunds policy stated below unless otherwise specified in a separate agreement. stablethought.com reserves the right to change pricing at any time.

6. Returns and Cancellation Policy

For the purchase of courses, cancellations and refunds are permitted within 48 hours of purchase only. To request a cancellation and refund, please contact us at stablethought.com/contact within this timeframe. After 48 hours, all purchases are final and non-refundable.

7. Third-Party Links

The Website may contain links to third-party websites. stablethought.com is not responsible for the content, policies, or practices of these websites. Accessing third-party sites is at your own risk.

8. Privacy

Your use of the Website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to these practices.

9. Disclaimer of Warranties

The Website and its services are provided "as is" without warranties of any kind, either express or implied. stablethought.com does not guarantee that the Website will be error-free, secure, or continuously available.

10. Limitation of Liability

To the fullest extent permitted by law, stablethought.com shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or Services.

11. Indemnification

You agree to indemnify and hold harmless stablethought.com, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of the Website or violation of these Terms.

12. Termination

stablethought.com reserves the right to terminate or suspend your access to the Website at its sole discretion, without prior notice, for any reason, including a violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of laws principles.

14. Changes to Terms

stablethought.com reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes have been made constitutes acceptance of the revised Terms.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us here.

By using stablethought.com, you acknowledge that you have read, understood, and agree to be bound by these Terms.